Why get an appraisal from Burdick Residential Appraisals?To a lot of people, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance. Even though there are a budding number of automated home valuation methods that might appear to be more economical than an appraisal, the majority of lenders still want a local expert because the stakes are very high. But is getting a mortgage the only reason to get an appraisal? Are there additional situations when the services of a licensed, independent real estate professional might be beneficial? Of course.
Let Burdick Residential Appraisals help you dispute your tax assessment in Pima CountyIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Burdick Residential Appraisals is your best evidence when building your case. At Burdick Residential Appraisals, we're equipped to assist you in appealing your tax assessment.
Let Burdick Residential Appraisals assist you in lowering your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the home, almost all lenders ask home owners to purchase an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to eliminate PMI, Burdick Residential Appraisals can provide you with a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
An appraisal from Burdick Residential Appraisals will help you settle a divorce with less stressA divorce is often complicated by the strenuous decision of who gets the house, and it can be an especially heartbreaking event for both parties. It's a good idea to get an appraisal from Burdick Residential Appraisals so both parties are entirely aware of the true market value of their home, regardless of the circumstances.
The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.
Let Burdick Residential Appraisals assist you in relocating to or from Pima CountyWe understand the stress involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information regarding any new sales or listings in their area that they want considered during our thorough process.
Sell your home quickly at the right price with an appraisal from Burdick Residential AppraisalsA professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price.
On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.